Our clients come from a broad range of backgrounds. They include successful professionals, physicians, business owners, individuals and families. What they have in common is the desire for a trusted relationship with a professional who will be proactive, thoughtful, and committed to helping them achieve their financial goals. They also happen to be some of the nicest people we know.
As independent advisors, we are impartial and objective. Our recommendations are made without pressure to promote proprietary products or strategies. As a result, our interests are aligned. We are accountable to you – and only you.
Yes, we’re a fiduciary, which means we are held to the highest standard of care and act in the best interests of our clients when providing investment advice. Investment advisors who aren’t fiduciaries are held to a lesser standard and are only required to recommend investments that are “suitable,” not necessarily ideal or in your best interests.
No. Our clients’ accounts are overseen and managed by us, but we use an independent third-party custodian, Fidelity Clearing & Custody Solutions® to hold and safeguard their assets. This provides a valuable system of checks and balances for security.
Fidelity Clearing & Custody Solutions is a division of Fidelity Investments®, one of the nation’s largest and most diversified financial companies. It serves as custodian for more than 6 million accounts and holds more than $2.1 trillion in assets as of March 31, 2018. With Fidelity, we know we are working with a provider that will maintain the highest level of integrity and protection for our clients.
Fidelity Investments is an independent company, unaffiliated with our broker-dealer, Commonwealth Financial Network®. Fidelity Investments is a service provider to Commonwealth. There is no form of legal partnership, agency affiliation or similar relationship between your financial advisor and Fidelity Investments, nor is such a relationship created or implied by the information herein. Fidelity Investments is a registered service mark of FMR LLC. Fidelity Clearing & Custody Solutions provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, SIPC. 832059.6.0
Yes. We believe it’s important for us to work as a team with your legal, tax, and other professional advisors. Many of our clients even view us as the quarterback of their financial team, ensuring that the various parts of their financial life are coordinated.
We meet with our clients and communicate regularly. Some clients like to monitor their investments in detail. Others prefer to leave that to us. Either way, we recommend meeting at least once per year to review your financial plan and determine if any adjustments are necessary. This can be by phone, video conference or an in-person meeting. We’re also happy to meet more frequently if you desire or based on the complexity of your situation.